為全球生活
而設的一張卡A card made
for a global life
由 FV Bank International Inc. 根據 Visa Inc. 授權發行的美元 VISA 借記卡。簽賬時直接動用您於該行帳戶內的美元資金，卡片本身不另行存放資金。A USD VISA debit card issued by FV Bank International Inc. pursuant to a licence from Visa Inc. It draws on the US dollars in your account with that bank; the card itself holds no separate balance.
DEBIT
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CARDHOLDER
VISA
卡面示意 · 實際卡面以發卡機構提供為準Illustrative · actual card design as provided by the issuer
使用場景Where it is used
卡片已相容的商戶按類別整理，以下為部分例子。Merchants the card is compatible with, by category. A selection is shown below.
支付 / 跨境Payments & cross-border
旅遊 / 生活Travel & living
電商E-commerce
應用商店 / 軟件App stores & software
AI / 大模型AI services
社交 / 內容Social & content
雲服務 / 廣告Cloud & advertising
關於本清單。此為平台整理的相容性清單。未列出的商戶亦可直接嘗試付款，最終以發卡機構及商戶的授權結果為準。清單以應用程式當時所展示者為準，接受範圍與開戶資格並無關連。About this list. It is a compatibility inventory compiled by the platform. Merchants not listed may still be attempted, and authorisation is ultimately determined by the issuer and the merchant. The list is as shown on the app's Scenarios page at the time. Acceptance coverage is unrelated to account eligibility.
卡片能力What the card does
| 手機錢包Mobile wallets | 可綁定 Apple Pay 及 Google Pay，毋須等候實體卡。實體卡另行寄發，收到後即可使用。Apple Pay and Google Pay are supported, without waiting for the physical card. The physical card is posted separately and arrives ready to use. |
|---|---|
| 自動櫃員機提款ATM withdrawal | 可於自動櫃員機提取現金，提款須輸入 PIN 碼。提款功能可於應用程式內自行開啟或關閉。Cash withdrawal at ATMs is supported and requires a PIN. ATM withdrawal can be switched on and off in the app. |
| PIN 碼PIN | 由發卡銀行管理，設定及更改均須向發卡銀行辦理。Managed by the issuing bank, and set or changed through the bank. |
| 安全控制Security controls | 可於應用程式內自行凍結及解凍卡片，並辦理遺失申報及補領。部分安全設定由銀行管理。Freeze and unfreeze the card, and report a loss or order a replacement, all in the app. Some security settings are managed by the bank. |
| 限額Limits | 限額由發卡銀行設定，可於應用程式內查閱。如須調低每日或每月限額，請聯絡您的客戶經理；調高申請恕不受理。Limits are set by the issuing bank and can be viewed in the app. To request a reduction in a daily or monthly limit, contact your relationship manager; requests to increase them are not accepted. |
| 費用項目Fee items | 費用項目包括發卡費、年費、補領卡費、自動櫃員機提款費、國際交易費、外幣兌換費、結餘查詢費及優先派遞費。實際金額以應用程式「費用說明」頁及發卡機構現行公布者為準。Fee items include card issuance, annual fee, replacement, ATM withdrawal, international transaction, currency conversion, balance enquiry and priority delivery. Amounts are those shown on the app's fee page and in the issuer's current published schedule. |
關於「簽賬交易 0 手續費」。此指簽賬消費本身不另行收取手續費。凡涉及國際交易及外幣兌換者，「費用說明」頁另列有「國際交易費」及「外幣兌換費」兩項；本網站並無「零匯兌損失」或「免收貨幣兌換費」等表述。由 FV Bank 提供的帳戶及服務，受該行的帳戶協議、持卡人條款及適用披露文件約束；FV Bank 並非美國聯邦存款保險公司（FDIC）承保機構。On “no fee on purchases”. This means no additional fee is charged on the purchase itself. International transaction and currency conversion fees are listed separately on the app's fee page. This site makes no claim of zero FX cost or free currency conversion. Accounts and services provided by FV Bank are governed by FV Bank's own Account Agreement, cardholder terms and applicable disclosures; FV Bank is not insured by the Federal Deposit Insurance Corporation (FDIC).
了解更多Want to know more?
實際費用、限額及使用規則以應用程式內所示為準。如欲進一步了解，歡迎預約諮詢。Fees, limits and usage rules are those shown in the app. To find out more, please request a consultation.