功能 01Feature 01
凡接受 VISA 借記卡的商戶及自動櫃員機,均可使用A dollar card usable wherever VISA debit is accepted
卡片以美元計價及結算,網上及實體商戶均可使用,並可綁定 Apple Pay 及 Google Pay。簽賬時直接動用您於 FV Bank 帳戶內的資金。The card is denominated and settled in US dollars, works online and in person, and can be added to Apple Pay and Google Pay. It spends directly from your account with FV Bank.
- 適用於日常消費、商務差旅及網上訂閱。Covers everyday spending, business travel and online subscriptions.
- 可於自動櫃員機提取現金。Cash can be withdrawn at ATMs.
- 接受範圍最終取決於發卡機構及商戶的授權結果。Acceptance is ultimately determined by the issuer and the merchant.
功能 02Feature 02
美元與穩定幣,於本人帳戶內互換Dollars and stablecoins, exchanged inside your own account
USD、USDT、USDC 三個錢包可互相兌換,整個過程於您本人名下的帳戶內完成,毋須經由第三方交易平台。The USD, USDT and USDC wallets can be exchanged between one another, entirely inside the account held in your own name, without going through a third-party venue.
- 兌換僅於您本人的錢包之間進行。Exchange takes place only between your own wallets.
- 頁面所示為參考匯率,並非鎖定匯率。Rates shown are indicative, not locked.
- 實際成交以提交指示當時的匯率為準。The rate at the moment you submit the instruction governs.
功能 03Feature 03
穩定幣於多條主流網絡間流轉Stablecoins move across major networks
USDT 及 USDC 可於多條主流網絡上流轉,並以單一帳戶管理,毋須在多個錢包之間切換。USDT and USDC move across a range of major networks and are managed from a single account, without switching between wallets.
- 以單一帳戶管理法定貨幣及穩定幣。A single account for both fiat and stablecoins.
- 可供選用的網絡及資產,以應用程式當時所展示者為準。Available networks and assets are those shown in the app at the time.
- 有關風險詳載於《合規與法律聲明》。The associated risks are set out in the legal notices.
功能 04Feature 04
職能分工清晰The platform and the bank each have their own role
德納資本有限公司負責營運 ULinkOne 應用程式,並持有香港信託或公司服務提供者牌照;銀行帳戶、付款及卡片服務由 FV Bank International Inc. 提供及持有,該行受波多黎各金融機構專員辦事處監管。Dena Investment Limited operates the ULinkOne app and holds a Hong Kong Trust or Company Service Provider licence. Banking, payment and card services are provided and held by FV Bank International Inc., supervised by the Office of the Commissioner of Financial Institutions of Puerto Rico.
- 帳戶及資金由 FV Bank 持有。The account and the funds are held by FV Bank.
- 身分核實及合規程序由銀行按其既定標準執行。Verification and compliance procedures are run by the bank to its own standards.
- 完整聲明詳載於《合規與法律聲明》。The full statements are set out in the legal notices.